Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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Joseph Kwan
I highly recommend going with Bredy for your mortgage/lending needs. He’s professional, responsive, helpful, friendly and trustworthy. I’m lucky enough to have many opportunities to rely on Bredy’s expertise over the years and he has never disappointed. He’s always able to come through in any situation.
Dandi Zhao
Bredy is a very professional mortgage broker, always tries to respond as soon as he receives my message, and is knowledgeable in the mortgage industry, will recommend to friends!
George Wong
Positive: Professionalism, Quality, Responsiveness, Value
10 Star, why? Honest, Transparent, Professional and Responsive. I’ve done two Mortgages with Bredy already and i’m following him wherever he goes.
Alice Lee
Positive: Professionalism, Quality, Responsiveness
I’ve been referred to Bredy by one of my coworkers because my previous broker is nowhere to be found. We wanted to take advantage of the low variable rates due to COVID 19 and refinance our house.
I told Bredy about my financial situation and he offered the best option for my situation and explained it thoroughly. Most importantly, he is VERY responsive even after regular office hours. There is no pressure from Bredy and after doing some homework, we ended up going with his original suggestion. I then asked Bredy if he can refer me to a real estate lawyer because the one I had before from Golden Plaza would call (not even email) me “every single minor issue”. I wanted a lawyer to take care of everything and would only contact me for providing additional financial information that Bredy doesn’t already have and signing the legal papers. Bredy took matters into his own hands and instructed the lawyer not to contact me unless it is absolutely necessary. The lawyer’s fee is also very reasonable. Based on my experience from the last lawyer, I am sure Bredy did so many “behind the scene” work and I only ended up communicating the lawyer twice, first providing the financial documents and then meeting the lawyer at her office for only 15 minutes. I can’t thank enough for his awesome customer service.
If you want REAL financial advice and have a pleasant experience, Bredy is THE MAN to go to. He has made the whole process a breeze and I HIGHLY recommend him to all of my friends and family.
Timothy Poon
Our mortgage just renewed and went to Bredy to find more options. He took his time to understand our needs and provided us with his honest opinion and what we should do moving forward. Thank you Bredy and we will definitely seek for his assistance when our mortgage renews.
Bredy is a true professional who is very knowledgeable and giving in terms of his time. I highly recommend his services to first time investors looking for white glove treatment.
Eric
We highly recommend Bredy. He was professional and knowledgeable. He was helpful every step of the way on getting our mortgage. He was able to find a mortgage especially with our unique situation. He explained everything well. He was always available to answer any questions we have in mind. Thank you Bredy for your help.
Emma Barranda
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